Fast, flexible finance for dental chairs, fit-outs, imaging equipment, and everything in between. We compare 50+ lenders to find the right structure for your practice.
At EasyAsset, dental equipment finance is one of our core specialisations. Whether you are financing a single dental chair, a digital X-ray or CBCT machine, a CAD/CAM system, or a full surgery fit-out, we work with healthcare-specialist lenders who understand how dental practices operate. We help clients navigate chattel mortgages for dental equipment, practice fit-out loans, low-doc dental finance, and equipment leases every day. If it belongs in a dental surgery and your practice depends on it, we can finance it.
The right structure depends on your GST position, whether you want to own the equipment outright, and how your practice is set up. Here are the main options and what each one means for your practice.
You own the equipment from day one. Claim depreciation and interest as tax deductions. Best for GST-registered practices using equipment over 50% for business purposes.
Lender owns it, you use it. Fixed lease payments are fully deductible as expenses. Good if you prefer to upgrade to new technology at end of term rather than hold the asset.
Hire now, own at the end. Fixed repayments over the term, ownership transfers on final payment. Interest is deductible, a solid middle ground for established practices.
Bundled finance for your full fit-out. Covers equipment, cabinetry, fit-out works, and installation under one facility, ideal for new surgery setups or major refurbishments.
No full financials required. For new practices or recent graduates. Typically needs ABN, GST registration, and evidence of income as an associate or employed dentist.
Already own your equipment? Free up cash. Sell existing equipment to a lender and lease it straight back, unlocking working capital without losing access to the equipment your practice depends on.
From a single chair upgrade to a full multi-surgery fit-out, here is how the numbers typically look across different practice finance needs.
Indicative repayments only. Actual rates depend on your profile, lender, and product. Speak to our team for a tailored quote.
Adjust the sliders to estimate your repayments. Speak with our team for an exact quote based on your profile.
Answer 4 quick questions and our recommender will suggest the best dental finance structure for your situation, instantly.
4 questions · Takes about 30 seconds · Instant recommendation
Question 1 of 4
Is your dental practice registered for GST?
Whether you are replacing a single chair or upgrading multiple systems across your practice at once, the finance approach and lender landscape differ significantly.
Structured correctly, dental equipment finance is one of the most tax-effective ways to acquire practice assets. Here is what your practice can typically claim and why structure matters.
Most dental practices and practitioners with an ABN can access equipment finance, including new graduates, associate dentists starting their first practice, and established multi-chair practices.
Fill in the quick form above. No credit check, no commitment. Takes about 2 minutes.
A specialist matches you to healthcare-focused lenders from our panel of 50+ based on your practice profile and equipment needs.
Pre-approval in as little as 24 hours, so you can confirm your order with your equipment supplier.
We handle the paperwork. Funds go to your supplier and your practice gets the equipment it needs.
Free · No credit check · Pre-approval in 24 hours · Australian team